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Florida Cities Among Best Places To Retire

According to U.S. News & World Report, four Florida cities ranked in America’s top 10 best places to retire. Jacksonville and Tampa rank highest.

FLORIDA — Among the top 40 best places to retire, 12 are cities in Florida. The annual list, compiled by U.S. News & World Report, evaluated the nation’s most populous metropolitan areas based on retirees’ expectations for health care, affordability, and overall happiness.


This year, four Florida cities made the Top 10. The Florida cities in the top 40 best places to retire in the country are:

No. 3 Pensacola

No. 4 Tampa

No. 6 Naples

No. 7 Daytona Beach

No. 11 Sarasota

No. 12 Melbourne

No. 13 Lakeland

No. 16 Ocala

No. 22 Port St. Lucie

No. 31 Orlando

No. 35 Jacksonville

No. 38 Fort Myers


According to Emily Brandon, U.S. News senior editor, the shift in the housing market has caused seniors to reassess where they plan to retire.

“The drastic shift in the housing market, high inflation, and concerns of a pending recession have retirees weighing housing affordability more heavily when considering where to retire,” said Brandon in a news release.

The list measures how well metropolitan areas meet the needs of retirees. The methodology includes a public survey from people across the country and data from the U.S. Census Bureau and the U.S. Department of Labor. Affordability and access to health care were the top concerns.


“Pennsylvania dominated the Best Places to Retire ranking’s top positions, taking five of the top 10 spots on the list,” Brandon said.

Here’s the top 10 list:

Lancaster, Pennsylvania

Harrisburg, Pennsylvania

Pensacola, Florida

Tampa Florida

York, Pennsylvania

Naples, Florida

Daytona Beach, Florida

Ann Arbor, Michigan

Allentown, Pennsylvania

Reading, Pennsylvania

“With fixed-rate mortgage rates more than doubling over the past year, it stands to reason that falling affordability would lead to changes in the rankings,” Patrick S. Duffy, real estate economist, said in the news release. “As long as both rates and home prices are high, indexes related to things like happiness or health care quality, while important, will take a back seat to affordability.”

From an investment standpoint, retirees who can purchase homes with cash should pay close attention to local housing values. Rising mortgage costs may contribute to lower home prices in some areas.